Total Quality Lending — Email Templates

Hello %contact_first_name%,

I hope this message finds you well! It's been a while since we last connected, and we wanted to update you on some exciting changes here at Total Quality Lending. We've introduced several new mortgage options and tools designed to make home buying and investing easier and more rewarding.

We'd love to catch up and see if there are new ways we can assist you in achieving your real estate goals. Could we schedule a time to chat about your current needs and update you on our latest services?

Looking forward to reconnecting!

Best regards,
%agent_name%
Total Quality Lending
%agent_phone%

Hi %contact_first_name%,

Just a quick follow-up in case you missed my last message. We've been busy enhancing our services at Total Quality Lending, and I believe there's something special here for you. From faster loan processing to improved financial planning tools, we're equipped to support your journey toward homeownership or real estate investment.

If you're still in the market, let's discuss how our new offerings can meet your current aspirations. How about a brief 10-15 minute call this week to explore your options?

Warm regards,
%agent_name%

Hello %contact_first_name%,

To help you better navigate your real estate journey, I'm offering the first 10 people who respond to this email within the next 24 hours exclusive access to a Free 30 Minute Consulting Call on "How To Create Passive Income and Wealth through Real Estate" (without any experience, a ton of money or time). This consulting call can cover everything from strategies to financial tips that can save you time and money.

To get access, all you have to do is reply to this email to secure your spot on my calendar!

Best wishes,
%agent_name%

Hi %contact_first_name%,

I wanted to reach out one last time to ensure you don't miss out on our current offerings. It's the perfect opportunity to leverage our new tools and services designed to streamline your real estate transactions and maximize your investments.

If you're ready to take the next step or have any questions, please feel free to reach me directly at %agent_phone%. Let us help you achieve your real estate goals with ease and confidence.

Thank you for being a valued member of the Total Quality Lending community. We look forward to serving you again!

Best regards,
%agent_name%

Hey, %contact_first_name%!

The Fed just cut rates by 25 basis points, dropping the federal funds rate range down to 3.50%–3.75% — and that could mean new upside for real estate investors.

Mortgage markets often react fast when rates move. That means cash flow, buying power, and opportunity can shift quickly. Smart investors don’t wait; they act.

Now’s the time to take a hard look at your financing and see how you can boost performance. Total Quality Lending offers investor-focused options to help you move fast:
🏘️ Lower your monthly payments and free up cash flow
📈 Increase returns by optimizing your current loans
💳 Consolidate costly debt to improve your bottom line
💰 Pull equity out to buy more doors or fund upgrades

Rates are moving. Opportunities are opening. Let’s position your portfolio to win in this market 🚀

*By refinancing your existing loan your total finance charges may be higher over the life of the loan.

Featured/Preferred Lender with: AirDNA | Bigger Pockets | Rabbu | The Offer Sheet | Get Chalet

Total Quality Advantage: Flexible Refinancing, Lending Partner For Life Program, Simple Pre-Approval System, Direct Lender, Flat Lending Fees ($1,790), More Than Just a Lender, Adept Rental Analytics, Access to Vetted Investor-Friendly Professional Network, Traditional & Non-Traditional Loan Products.

I look forward to hearing from you soon,

Thanks for taking my call today!

As I mentioned, here is some more info about my company, and how we set ourselves apart from other lenders:

Specialized Loan Products:
Hybrid Income + DSCR: Starts at 15% down for all strategies (including 2-4 unit purchases!). Closes in LLC (stays off your personal credit report). Utilizes personal income as guarantor on behalf of LLC plus projected rents from AirDNA/appraisal. Cash-out and R/T options as high as 80% LTV.

DSCR: Starts at 15% Down for LTR, 20% Down for STR. Closes in LLC (stays off your personal credit report). No personal income needed, only looks at projected rents from AirDNA/appraisal. Cash-out and R/T options as high as 80% LTV for LTR, 70% for STR.

Standard Loan Products: Conventional (Primary, Second Home, Investment), FHA (Primary, House Hack), VA (Primary, House Hack). Flat lending fee: $1,790, no points charged!*

Featured/Preferred Lender with: AirDNA | Bigger Pockets | Rabbu | The Offer Sheet | Get Chalet

Total Quality Advantage:
Flexible Refinancing — rate-and-term and cash-out refinances for most loan products!
Lending Partner For Life Program — we waive Lender Fees ($1,790)* on future refinances for loans greater than 150K (for the life of the subject property!)
Simple Pre-Approval System — same-day pre-approval letters
Direct Lender — No middleman, broker or origination fees
Flat Lending Fee — $1,790,* no matter the loan size
More Than Just a Lender — consultations and second opinions with no obligation
Adept Rental Analytics — Complimentary rental analysis (LTR and STR)
Access to Vetted, Investor-Friendly Professional Network
Traditional & Non-Traditional Loan Products

You will have access to your own dedicated Loan Advisor & Client Success Coordinator. Available anytime — text, call or email!

*Flat lender fee applies; does not include third-party costs. Terms and conditions apply. This is not a commitment to lend. Additional disclosures available upon request.

I look forward to hearing from you soon,

Hey, %contact_first_name%! This is %sender_first_name% with %source_name% and Total Quality Lending. I received your property inquiry and would love to hear more about your story. Are you available for a quick call sometime today? We specialize in short term rental purchases and refinances, as well as DSCR loan products!

In the meantime, here is some info about me and my company:

Hybrid Income + DSCR: Starts at 15% down for all strategies (including 2-4 unit purchases!). Closes in LLC. Utilizes personal income as guarantor on behalf of LLC plus projected rents from AirDNA/appraisal. Cash-out and R/T options as high as 80% LTV.

DSCR: Starts at 15% Down for LTR, 20% Down for STR. Closes in LLC. No personal income needed, only looks at projected rents from AirDNA/appraisal. Cash-out and R/T options as high as 80% LTV for LTR, 70% for STR.

Standard: Conventional, FHA, VA. Flat lending fee: $1,790, no points charged!*

Featured/Preferred Lender: AirDNA | Bigger Pockets | Rabbu | The Offer Sheet | Get Chalet

Total Quality Advantage: Flexible Refinancing, Lending Partner For Life, Same-Day Pre-Approvals, Direct Lender, Flat Lending Fees, Consulting, Rental Analytics, Vetted Network, Full Products.

*Flat lender fee applies; does not include third-party costs. Not a commitment to lend.

I look forward to hearing from you soon,

Hi %contact_first_name%,

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Warm regards,
Your Team at Total Quality Lending

Hi %contact_first_name%; My name is %agent_first_name% with Total Quality Lending, I am the Zillow preferred local lender. I have received the information you filled out. You will also get a text from me, some folks prefer texting to email - When is a good time to chat/connect ??

Hi %contact_first_name%,

📉 BREAKING: Interest rates have dropped to their lowest point of 2025! This is a golden opportunity to purchase or refinance before they spike again.

📊 Lower rates mean:
✅ Higher cash flow on your investments
✅ Lower monthly payments = More profit
✅ Long-term savings before rates rise again

📢 But here’s the catch – history shows us that when rates drop fast, they rise even faster. At Total Quality Lending, we know how fast these windows close. Don’t wait—secure your best rate NOW!

For a same day quote on a purchase or refinance please feel free to reach me at %agent_phone% (Text/Call) or provide details below:

Refinance Details
Rate & Term or Cashout:
Property Address:
Estimated Value:
Desired LTV %:
Occupancy:
Estimated Credit Score:
Preferred Loan Product:
Mortgage Balance:

Purchase Details
Purchase Price:
Down Payment %:
Estimated Credit Score:
Property Type (SFR/MFR):
Desired Loan Product:

Hi %contact_first_name%,

I got your message about %inquiry_address% and would love to get you some more information on it. What’s the best number for me to reach you on? Also, do you prefer to text or call?

Looking forward to connecting soon!
%agent_first_name%

Hi %contact_first_name%,

I’m %agent_name%, your local point of contact from your request on Zillow. I’ll be assisting you from this point forward.

Most people need my help with the following three things:
1. How much mortgage do I qualify for?
2. What are all the costs and fees involved?
3. Can you show me a hypothetical scenario if I bought a home I have interest in?

If at any time you ever need assistance, simply hit reply to this email. Basically, I’m here when you need me.

I have been referred to your from Zillow:

I’d like to share with you the best advice any one has ever given me about the mortgage process. Are you available this afternoon or early evening?

I’ll have some time to spare then.

Good morning, %contact_first_name%! This is %sender_first_name% with %source_name% and Total Quality Lending. I received your property inquiry and would love to hear more about your story. Are you available for a quick call sometime today?

In the meantime, here is some info about me and my company:

Standard Loan Products: Conventional (Primary, Second Home, Investment), FHA (Primary, House Hack), VA (Primary, House Hack). Flat lending fee: $1,790, no points charged!*

The below options are business-purpose, investment-occupancy, non-QM products:

Specialized Investment Products:
Hybrid Income + DSCR: Starts at 15% down for all strategies (including 2-4 unit purchases!). Closes in LLC. Utilizes personal income as guarantor on behalf of LLC plus projected rents from AirDNA/appraisal. Cash-out and R/T options as high as 80% LTV.

DSCR: Starts at 15% Down for LTR, 20% Down for STR. Closes in LLC. No personal income needed, only looks at projected rents from AirDNA/appraisal. Cash-out and R/T options as high as 80% LTV for LTR, 70% for STR.

Featured/Preferred Lender: AirDNA | Bigger Pockets | Rabbu | The Offer Sheet | Get Chalet

Total Quality Advantage: Flexible Refinancing, Lending Partner For Life, Same-Day Pre-Approvals, Direct Lender, Flat Lending Fees ($1,790), More Than Just a Lender, Rental Analytics, Vetted Network, Full Products.

*Flat lender fee applies; does not include third-party costs. Terms and conditions apply. This is not a commitment to lend.

I look forward to hearing from you soon,

Hi %contact_first_name%; I am just following up. You had inquired about qualifying for a mortgage. How can I help? Give me a call %agent_phone%

Hey %contact_first_name%,

I wanted to reach out and touch base on the details you submitted to Rabbu. Are you still looking to acquire any new rental properties? Our team would love to be an asset to you. Let me know if you have some time to chat today.

Hi %contact_first_name%,

Glad to see you’re interested in the property I shared on Facebook! I’d love to tell you more about it. When is a good time to chat?

Talk soon,

Hi %contact_first_name%,

I am here to help, what’s the best way to connect with you? email or cell?

I’m free now, what’s the best time to connect?

Hi %contact_first_name%,

I wanted to share a short-term rental investment opportunity near Disney that is showing strong projected cash flow potential for investors.

Based on current projections, estimated monthly cash flow could range between ~$4K and ~$5.8K depending on the acquisition strategy. Down payment options as low as 10% down!

Option #1 — $850k Turnkey (Theming Included)
Purchase Price: $850,000 | Estimated Initial Investment: $144,500 | Estimated Monthly Cash Flow (Year 1): ~$4,097 | Estimated Cash-on-Cash Return (Year 1): ~34%

Option #2 — $600k Purchase Price + Theming
Purchase Price: $600,000 | Theming Investment: $175,000 (can be financed) | Estimated Initial Investment: $279,000 | Estimated Monthly Cash Flow (Year 1): ~$5,844 | Estimated Cash-on-Cash Return (Year 1): ~25%

Estimated Gross Revenue Projections:
Year 1: ~$150,000 | Year 2: ~$190,000 | Year 3: ~$240,000

If you’re interested in exploring this opportunity, we’re offering complimentary investor pre-approvals so we can review financing options, confirm qualification, and walk through the numbers together.

Feel free to reply to this email if you’d like to get pre-approved and explore this opportunity.

Hi %contact_first_name%,

Your home loan inquiry had me thinking about how I might be able to help. But first, let’s talk about what you’re looking for in a new home. Is location a priority? How much space do you need now and in the near/distant future? Are you willing to do a little work to update the home?

Answers to these and a few other questions can help me determine exactly what type of loan might be best for you. If you could, please give me a call when you have a moment at %agent_phone% to discuss—I’m here to help in any way that I can.